Attention homeowners in Loveland and Hamilton County: Need an appraisal?

Check out the top seven reasons OH homeowners hire Robert J. Nelson, SRA:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge Hamilton county's assessment of your property
To lower their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Hamilton County or the state of OH

Own a house in or near Loveland, OH and need help deciding the value of it?
Contact Robert J. Nelson, SRA.

At Robert J. Nelson, SRA, we understand the individual needs of a consumer in need of appraisal services. Our usual business clients understand the appraisal process and the standard documents we provide. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Robert J. Nelson, SRA will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to cancel PMI

A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At Robert J. Nelson, SRA, we're qualified in helping folks just like you delete unneeded PMI insurance.

Challenge Hamilton county's assessment of your property

If you live in an area that is declining or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting a professional appraisal from Robert J. Nelson, SRA is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. An efficient appraisal from Robert J. Nelson, SRA can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a seasoned professional double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Robert J. Nelson, SRA can help with that too. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.